Compare and Apply for Home Loans

Rates starting from 8.20%*

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Home Loan- Overview


Home Loan- Zealdebts offer Home Loan is your one stop solution for your dream home. Whether you want to purchase a house or construct a new house, we offer a wide range of products well suited to meet your housing loan requirement. We also offer affordable home loans at attractive rate of interest rates for tenure up to 30 years. Non Resident Indian (NRI) can also avail their home loan through this platform.

A Home loan is used to buy an under construction or completed houe or for the construction of property on a land. The house for which the loan is taken is kept as mortgage with the Bank as collateral.
Interest Rate Range: 6.50% Onwards (Annual rate of interest)
Minimum and maximum period for repayment Period): 5-30 Years
Processing Fee : 0.5%-1% of the loan amount
Documentation Fee : Rs 1200-2000

Representative Example:

For a loan amount of 30 lakh @ 11% interest rate, Total payment in 3 years will be Rs 39,13,640 out of which interest paid will be Rs 9,13,640

List of Documents:

1) ID Proof - Pan Card , Aadhar Card, Passport Copy
2) Minimum age - 21 years
3) Valid Bank Account
4) Last 3 months Income Proof
5) Valid Address Proof 6) Last 2 Years Form 16 / Last 2 Years ITR copy 7) Co-applications Docuemnts same as Applicant's - If applicable

 

Current Interest Rate

Bank Name Interest Rate Processig Fee Login Fee Loan to Value Days to sanction
ICICI Bank 7.10% - 8.25% 11800 5900 80% 10
HDFC LTD 6.80%-7.50% 11800 11800 80% 10
Axis Bank 6.90%-7.50% 11800 5900 80% 7
SBI 6.80%-7.50% 11800 11800 80% 15
LIC HFL 6.90%-8.50% 11800 5900 90% 10
CITI BANK 6.75%-8.25% 0 0 75% 10
IDBI 8.00%-8.80% 5900 2950 80 10
RBL 6.80%-7.50% 5900 2950 80 10


Final Interest Rate will be dependant on your credit score and employment type from respective Financial Institutions.
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